:root{--navy:#1A3A5C;--navy2:#12293f;--orange:#F5A623;--blue:#0277B9;--ink:#1d2733;--muted:#4a5868;--line:#dfe5ec;--soft:#f4f7fa;--amber:#7A4E00;--amberbg:#FFF6DC}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;height:auto}a{color:var(--blue)}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus,select:focus,textarea:focus{outline:3px solid var(--orange);outline-offset:2px}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:9}
h1,h2,h3{color:var(--navy);line-height:1.2;letter-spacing:-.01em}h1{font-size:clamp(2.1rem,5vw,3.4rem);margin:.2em 0 .35em;max-width:18ch}
h2{font-size:clamp(1.5rem,3vw,2.1rem);margin:0 0 .7em}h3{font-size:1.2rem;margin:0 0 .4em}
.top{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;gap:20px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.2rem;min-height:44px;white-space:nowrap}
.desk{display:flex;gap:2px;margin-left:auto}.desk a,.menu nav a{color:var(--ink);text-decoration:none;font-size:15px;padding:10px 9px;border-radius:8px;min-height:44px;display:inline-flex;align-items:center}
.desk a:hover,.desk a[aria-current]{color:var(--navy);background:var(--soft)}.desk a[aria-current]{font-weight:700}
.hright{display:flex;align-items:center;gap:12px}
.signin{font-size:15px;color:var(--navy);white-space:nowrap}.signin em{font-style:normal;font-size:12.5px;background:var(--soft);border:1px solid var(--line);padding:1px 6px;border-radius:20px;margin-left:4px}
.menu{display:none;margin-left:auto}.menu summary{list-style:none;cursor:pointer;min-height:44px;min-width:44px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;font-weight:600;color:var(--navy)}
.menu summary::-webkit-details-marker{display:none}
.menu nav{position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);padding:8px 16px 16px;display:flex;flex-direction:column;box-shadow:0 12px 24px rgba(0,0,0,.08)}
.menu nav .signin{padding:12px 9px}
@media (max-width:1100px){.desk{display:none}}
@media (max-width:760px){.hright{display:none}.menu{display:block}}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 24px;border-radius:10px;font-weight:700;font-size:17px;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit}
.btn.primary{background:var(--orange);color:#1b1300;box-shadow:0 2px 0 #c9861a}.btn.primary:hover{background:#ffb53b}
.btn.ghost{border-color:var(--navy);color:var(--navy);min-height:44px;padding:8px 16px;font-size:15px}.btn.navy{background:var(--navy);color:#fff}
.hero{background:radial-gradient(1200px 500px at 85% -10%,#e3f0f9 0,transparent 60%),linear-gradient(#fff,#f7fafc);padding:72px 0 64px;border-bottom:1px solid var(--line)}
.hero.slim{padding:56px 0 40px}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:14px;font-weight:700;color:var(--blue);margin:0}
.lede{font-size:1.2rem;color:var(--muted);max-width:60ch}.actions{margin-top:26px}.promise{font-size:15px;color:var(--muted);margin-top:12px}
.sec{padding:64px 0}.sec.alt{background:var(--soft)}.center{text-align:center}
.doors{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.door{display:block;text-decoration:none;color:var(--ink);border-radius:18px;padding:30px;border:1px solid var(--line);transition:transform .15s,box-shadow .15s}
.door:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(26,58,92,.12)}
.door.d1{background:var(--navy);color:#e9f0f6;border-color:var(--navy)}.door.d1 h3{color:#fff}.door.d1 .go{color:#fff}
.door h3{font-size:1.5rem}.tag{display:inline-block;font-size:13.5px;font-weight:700;padding:3px 10px;border-radius:20px;background:rgba(2,119,185,.12);color:var(--blue);margin-bottom:12px}
.door.d1 .tag{background:rgba(255,255,255,.14);color:#fff}.go{font-weight:700;color:var(--navy)}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;border-top:4px solid var(--navy)}.card p{margin:0;color:var(--muted)}
.split{display:grid;grid-template-columns:1fr 1.15fr;gap:40px;align-items:start}
.checks{list-style:none;padding:0;margin:0 0 1em}.checks li{position:relative;padding:6px 0 6px 34px}
.checks li::before{content:"";position:absolute;left:0;top:10px;width:22px;height:22px;border-radius:50%;background:var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' stroke='white' stroke-width='3' fill='none'/%3E%3C/svg%3E") center/14px no-repeat}
.sample{margin:0;background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px;box-shadow:0 10px 30px rgba(26,58,92,.1)}.sample figcaption{font-size:14px;color:var(--muted);padding:6px 4px 0}
.notice{background:var(--amberbg);color:var(--amber);border-left:4px solid var(--amber);padding:14px 18px;border-radius:8px;font-weight:600;margin:20px 0}
.big{font-size:1.45rem;font-weight:700;color:var(--navy);line-height:1.35}
.text-link{font-weight:700}.small{font-size:15px;color:var(--muted)}.h3big{font-size:1.4rem}
.steps3{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.steps3>div{background:#fff;border-radius:14px;padding:22px;border:1px solid var(--line)}
.steps{padding-left:1.2em}.steps li{margin:10px 0}
.bigsteps{list-style:none;padding:0;display:grid;gap:16px;margin:0}.bigsteps li{display:flex;gap:18px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.n{flex:none;width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center;font-size:1.2rem}.bigsteps p{margin:0;color:var(--muted)}
.faq{max-width:820px}.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;list-style:none;padding:18px 36px 18px 0;position:relative;min-height:44px}
.faq summary::after{content:"+";position:absolute;right:6px;top:14px;font-size:1.6rem;color:var(--navy)}.faq details[open] summary::after{content:"–"}
.faq summary h2{font-size:1.15rem;margin:0}.faq p{margin:0 0 18px;color:var(--muted)}
.form{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;display:grid;gap:14px;box-shadow:0 10px 30px rgba(26,58,92,.08)}.form h2,.form h3{margin:0}
.form label{display:grid;gap:6px;font-weight:600;font-size:16px}.form input,.form select,.form textarea{font:inherit;font-size:16px;padding:11px 12px;min-height:48px;border:1px solid #9aa8b6;border-radius:10px;background:#fff;color:var(--ink)}
.calbox{border:2px dashed #9aa8b6;border-radius:14px;padding:20px;margin:20px 0;background:var(--soft)}.calbox p{margin:0 0 8px}
.band{background:var(--navy);color:#d9e4ee}.band-in{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:48px 24px}.band h2{color:#fff;margin:0 0 .3em}.band p{margin:0;max-width:60ch}
.foot{background:var(--navy2);color:#c6d3df;padding:48px 0 24px;font-size:15.5px}.foot a{color:#fff;display:block;padding:5px 0;text-decoration:none;min-height:32px}.foot a:hover{text-decoration:underline}
.fgrid{display:grid;grid-template-columns:1.1fr 1fr 1fr 1.2fr;gap:28px}.fh{font-size:14px;text-transform:uppercase;letter-spacing:.1em;color:#fff;margin:0 0 10px}
.flogo{background:#fff;border-radius:10px;padding:8px}.foot .small{color:#c6d3df}.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;font-size:14px}
@media (max-width:900px){.cards,.steps3{grid-template-columns:1fr 1fr}.split,.doors{grid-template-columns:1fr}.fgrid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){body{font-size:16.5px}.wrap{padding:0 18px}.cards,.steps3,.fgrid{grid-template-columns:1fr}.hero{padding:44px 0 40px}.sec{padding:44px 0}.band-in{flex-direction:column;align-items:flex-start}.btn.primary{width:100%}.door{padding:24px}}
.trust{font-size:15px;font-weight:600;color:var(--navy);margin:4px 0 0}
.price{background:#fff;border:2px solid var(--navy);border-radius:16px;padding:22px 26px;max-width:760px}.price .big{margin:0 0 6px}.price p:last-child{margin:0;color:var(--muted)}
a.signin{text-decoration:none;font-weight:600;color:var(--navy);min-height:44px;display:inline-flex;align-items:center}
.desk a{white-space:nowrap}.hright .btn{white-space:nowrap}
.small-fig{max-width:520px;justify-self:end}.sample figcaption strong{display:block;color:var(--navy)}
.prose{max-width:780px}.prose h2{font-size:1.45rem;margin:1.4em 0 .5em}.prose h2:first-child{margin-top:0}
.answer{color:var(--ink);font-size:1.25rem;max-width:62ch}.eyebrow a{color:inherit;text-decoration:none}
.related{margin-top:28px;padding-top:18px;border-top:1px solid var(--line)}.related a{display:inline-block;min-height:44px;line-height:44px}
.cards.two{grid-template-columns:1fr 1fr}.card.link{text-decoration:none;color:var(--ink);display:block}.card.link:hover{box-shadow:0 10px 24px rgba(26,58,92,.12)}.card.link .go{display:inline-block;margin-top:12px}
@media (max-width:700px){.cards.two{grid-template-columns:1fr}}

.hero-grid{display:grid;grid-template-columns:1fr;gap:36px}
@media (min-width:900px){.hero-grid{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);align-items:center;gap:48px}}
.rcard{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 12px 32px rgba(26,58,92,.12),0 2px 6px rgba(26,58,92,.06);padding:24px 26px;max-width:460px;width:100%;justify-self:center;font-size:15.5px}
.rc-top{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:12px}
.rc-tag{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);background:var(--soft);border:1px solid var(--line);border-radius:20px;padding:2px 10px}
.rc-store{font-size:14px;color:var(--muted)}
.rc-h{font-size:1.35rem;margin:0 0 .2em}.rc-lead{margin:0 0 12px;color:var(--ink)}
.rc-list{list-style:none;margin:0 0 14px;padding:0}.rc-list li{display:flex;align-items:center;gap:10px;padding:7px 0;border-top:1px solid var(--line)}
.rc-ok{display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;border-radius:50%;background:#E3F4E8;color:#1E7A3C;font-weight:800;font-size:13px;flex:none}
.rc-look{background:var(--amberbg);color:var(--amber);border-radius:10px;padding:12px 14px}.rc-look p{margin:0}
.rc-lk{font-weight:800;font-size:13px;text-transform:uppercase;letter-spacing:.06em;margin-bottom:4px!important}.rc-next{margin-top:6px!important}